- Serving Phoenix, AZ for 10+ Years
Long-Term Care Planning & Wealth Transfer Solutions for a Secure Retirement
Discover proven strategies to fund long-term care and maximize wealth transfer, ensuring your hard-earned assets remain a legacy for your family rather than a payment for medical expenses.
- No Cost to You
- Independent Broker
- 10+ Years Experience
- Proud Veteran
10+
Years Serving Arizona Seniors.
100%
Independent – We Work For You
$0
Cost for Our Services
★★★★★
Yelp & Google Reviews
Long-Term Care Insurance
Did you know that Medicare does not cover most long-term care services? If you need help with daily activities like dressing or bathing, your life savings could be at risk.
- Protect your retirement assets from being depleted by care costs
- Choose where you receive care — Home vs. Facility
- Avoid placing a financial and emotional burden on your family
- Preserve your legacy for the people you love
MEDICARE GAP
$0 LTC Coverage
Meet Bill Toth: Your Local Phoenix Retirement & Long-Term Care Expert
US Veteran
Independent Broker
10+ Years Experience
Cancer Survivor
Mayo Clinic Patient
Phoenix Local
“I’ve been helping Arizona seniors navigate retirement and Medicare for nearly 10 years. After my own battle with cancer, I saw firsthand how the right plan choice — like mine at the Mayo Clinic — can change your life. I’m here to make sure you have that same peace of mind.”
— William Toth, Independent Medicare Broker
Why Work With an Independent Broker?
Unlike captive agents who work for one company, Bill works exclusively for you — with access to dozens of carriers to find the best fit for your needs.
Personal Guidance
We look at your specific doctors, medications, and financial situation to find the right plan.
Zero Cost to You
Our professional assistance is provided at absolutely no cost to you. We’re paid by the insurance carriers.
Unbiased Advice
We don’t work for one insurance company — we work for you. We compare dozens of options.
Local Expertise
Based right here in Phoenix, Arizona. We understand the local care landscape and costs.
Your Retirement Should Be Enjoyed, Not Worried About
The average cost of nursing home care in Arizona exceeds $90,000 per year. Without a plan, one health event can wipe out decades of savings. Bill Toth helps you protect what you’ve built.
- Free Online Training
Protect Your Assets: What Most Seniors Miss
Join Bill Toth’s specialized training to learn the strategies most seniors miss when preparing for future care. This free webinar could save your family hundreds of thousands of dollars.
- Protect your retirement assets from being depleted by care costs
- Choose where you receive care — Home vs. Facility
- Avoid placing a financial and emotional burden on your family
- Preserve your legacy for the people you love
Ready to Secure Your Retirement Legacy?
Schedule a free, no-obligation consultation with Bill Toth. In 30 minutes, you’ll have a clear picture of your options and a plan to protect what matters most.
We do not offer every plan available in your Area. Any information we provide is limited to those plans we offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.